NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated February 15, 2013, executed by MARY JONES CLAYTON, conveying certain real property therein described to JOSEPH B. PITT, JR., as Trustee, as same appears of record in the Register's Office of Rhea County, Tennessee recorded March 4, 2013, in Deed Book T523, Page 577-592 at Instrument Number 13056944; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Quicken Loans Inc. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rhea County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 6, 2019 at 10:00 AM at the Front Entrance of the Rhea County Courthouse, 1475 Market Street, Dayton, TN 37321, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rhea County, Tennessee, to wit: THE FOLLOWING DESCRIBED REAL ESTATE, TO WIT: LOCATED IN THE SECOND CIVIL DISTRICT OF RHEA COUNTY, TENNESSEE: BEGINNING AT AN IRON PIN IN THE NORTHEAST RIGHT OF WAY OF PINHOOK ROAD, CORNER TO GODSEY (DB 286, PG 90, REGISTER`S OFFICE OF RHEA COUNTY, TENNESSEE): THENCE NORTH 7 DEGREES 23 MINUTES EAST 427.5 FEET TO AN IRON STAKE; THENCE NORTH 61 DEGREES 22 MINUTES WEST 203.6 FEET TO AN IRON PIN; THENCE NORTH 6 DEGREES 40 MINUTES EAST 533.0 FEET TO AN IRON PIN; THENCE SOUTH 50 DEGREES 52 MINUTES EAST 1,030.6 FEET TO AN IRON PIN; THENCE SOUTH 23 DEGREES 33 MINUTES WEST 486.8 FEET TO AN IRON PIN; THENCE SOUTH 37 DEGREES 16 MINUTES WEST 224.6 FEET TO AN IRON PIN IN THE NORTHEAST RIGHT OF WAY OF PINHOOK ROAD; THENCE NORTH 61 DEGREES 07 MINUTES WEST 464.8 FEET ALONG THE NORTHEAST RIGHT OF WAY OF PINHOOK ROAD TO THE POINT OF BEGINNING, AS PER SURVEY OF DOCK W. SMITH. TN RLS #566 DATED FEBRUARY 13, 2004, FOR INFORMATIONAL PURPOSES ONLY. Parcel ID: 044 005.02 PROPERTY ADDRESS: The street address of the property is believed to be 419 PIN HOOK RD, SPRING CITY, TN 37381. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MARY JONES CLAYTON OTHER INTERESTED PARTIES: FLAGSTAR BANK, FSB, A FEDERAL CHARTERED SAVINGS BANK The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee119 S. Main Street, Suite 500Memphis, TN Tel: (877) 813-0992Fax: (404) 601-5846 Ad #163805 Insertion Dates: October 9, 16 & 23, 2019